Terms of Service

1. Acceptance of Terms

By downloading, installing, or using JupBan, you agree to these Terms of Service. If you disagree, please do not use the app.

2. Service Description

JupBan is a smart reminder app that helps you:

• Track recurring bills (electricity, water, internet, insurance)
• Schedule appointments and medical reminders
• Remember birthdays and anniversaries
• Scan bills automatically with OCR
• Sync across devices via cloud

3. User Accounts

When creating an account, you agree to:

• Provide accurate and up-to-date information
• Keep your password secure
• Be responsible for all account activities

You must be at least 13 years old to use the app.

4. Subscription & Payment

Free Plan: Basic features at no cost.

Premium Plan: Advanced features with monthly/annual fees. Cancel anytime in settings.

5. Acceptable Use

You may not:

• Use the app for illegal purposes
• Interfere with app or server operations
• Upload viruses or malware
• Collect other users' information

6. User Content

You own content you create in the app. You grant us a non-exclusive license to use it for providing services.

7. Intellectual Property

JupBan and all related content are protected by intellectual property laws.

8. Privacy

Data collection is governed by our Privacy Policy.

9. Disclaimer

The app is provided "as is". We don't guarantee continuous or error-free operation.

10. Limitation of Liability

JupBan is not liable for indirect damages, data loss, or lost profits from using the app.

11. Termination

You can stop using and delete your account anytime. We may terminate if you violate these terms.

12. Governing Law

These terms are governed by Vietnamese law. Disputes are resolved in Vietnamese courts.

13. Changes to Terms

We may modify terms and will notify you via app or email.

14. Contact

Questions? Contact us:

• Email: support@jupban.com
• Website: jupban.com/contact